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HEALTH INSURANCE

Good care.
Clearer cover.

Cover for you, your family and your parents. We explain what it pays for, what it does not and what to do when you need care.

YOU.YOUR FAMILY.YOUR PARENTS.
Illustrative consultation with a doctor, an adult daughter and her father
CARE COMES FIRST

Let’s make the
insurance clearer.

FIND THE RIGHT STARTING POINT

Care for every
stage of life.

01

Just for you

An individual policy gives one person their own amount of health cover.

02

For your family

A family plan lets the people named on it share an amount that can be used for covered medical bills.

03

For your parents

We explain options for your parents, including existing health conditions, waiting periods and any bills they would need to pay themselves.

04

More cover for bigger bills

Additional plans can add protection above an agreed amount. We explain when they pay and how they work with your existing policy.

BEFORE YOU CHOOSE

A little clarity.
A lot more confidence.

Your needs, the policy details and the claim process. Let’s look at what matters.

YouYour familyYour parents
YOUR HEALTH ADVICE

Start with your people.

Your cover should reflect the lives behind it.

  • You and your family
  • Your parents
  • Your preferred hospitals
Clarity at every step.
THE DETAILS THAT MATTER

Before you decide,
we look closer.

We help you understand these points in the policy you are considering.

01

Can I use my preferred hospital?

We help check hospital arrangements. Cashless treatment means the insurer pays approved charges directly to the hospital; you may still have some costs to pay.

02

What might I have to pay myself?

Some plans limit room charges or require you to pay a share of a claim. We explain these and other costs the policy doesn’t pay.

03

When does the cover start?

Some illnesses and treatments have waiting periods. We explain which ones apply and when cover starts.

04

What happens after a claim?

We explain the amount left in your policy and whether extra cover becomes available, based on the plan’s rules.

OUR INSURER RELATIONSHIPS

Health insurance partners.

Options from insurers we work with. Advice built around you.

ICICI Lombard
ICICI Lombard
HDFC ERGO
HDFC ERGO
TATA AIG
TATA AIG
Care Health
Care Health
Generali Central
Generali Central
Star Health
Star Health
QUESTIONS YOU MAY HAVE

A little more clarity.

I have cover at work. Is that enough?

Let’s check who it covers, the amount available and what happens if you change jobs. We can then discuss whether you need your own policy.

Should my parents be on the same plan?

It depends on their ages, health and the available plans. We explain the difference between shared family cover and a separate policy for your parents.

What should I tell the insurer?

Answer every question fully, including questions about symptoms, medicines, tests and past treatment. If you are unsure how to answer, ask us before you submit the application.

A REAL PERSON. IN YOUR CORNER.

Already have health cover?

Let’s check if it still fits. Your family, health and hospital preferences may have changed.

+91 74834 66836
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